Let me try with an example and some physics -
we listen 20-20KHz, (ideal condition for super human).
Your speaker (ideally should) reproduce that complete band with 3 drivers - D1(20-200), D2(200-2K) and D3(2K-20K).
Ideally at the boundary condition 200 (@D1,D2), 2K (@D2, D3) must be reproducing same 200 and 2K by both the drivers where they are cutting off. Cutoff is sharp at that point. But no, there is cross over which is cutting this points for each driver and bands for each driver. Nothing is ideal and there is some phase difference added at cutoff frequency in a way that both drivers produce same frequency with different phase and amplitude. Also cutoff is downward and upward slopes crossing at cutoff point. Now you can imaging what is happening to these cutoff points.
For simple reason - 2W has one cutoff to deal while 3W has two. Now it comes design and implementation costs to minimize these ill effects. Otherwise 2W is less chaos and 3W is more chaos.

To escape you enter into implementation of 1st order and 2nd order so on ...