NEFT Threshold when bank authorities call on deposits

[bornfi]

Is there a general consensus on the threshold amount above which a single transaction NEFT deposit triggers a call from the bank asking about the source of funds?

 

[jai1611]

Depends on the bank and transaction history of the particular amount
I’ve seen them above 5l with a couple of banks. Not seen anything lower

 

[Donivlapog]

Is there a general consensus on the threshold amount above which a single transaction NEFT deposit triggers a call from the bank asking about the source of funds?

These days there are calls coming from a backoffice ops of banks for foreign transactions or for large sums. They protect the interest of their customers from hacks or acts of frauds.

 

[devdutta]

Bank is never bother about source of funds If you have a valid PAN number and KYC updated in your account. They may make a conformation call if amount exceeds certain limit fixed by RBI whether NEFT/RTGS is initiated by account holder or not. I think
source of income is verified by IT department.