Anna, I have asked this question a 100 times, but I will repeat it. If you are interested in music (you say you are a music lover) why are you looking at an AV Receiver? Why not a CDP and stereo amp? You can always see a movie in a 2.0 system unless you are very particular about an HT.
If you going for an AVR you are basically going for an HT. That will always be a compromise when you consider good music. For the same Rupee, you will get better music from a stereo amplifier.
If you are yet insistent on an receiver, the best models in the market today are the following (in no particular order):